Baccarat Banque Rules and Method

by Mckayla on June 10th, 2025

Baccarat Chemin de Fer Principles

Baccarat is enjoyed with 8 decks of cards in a dealing shoe. Cards valued less than 10 are counted at face value and with 10, J, Q, K are zero, and Ace is 1. Wagers are placed on the ‘bank’, the ‘player’, or for a tie (these aren’t really people; they simply represent the 2 hands to be dealt).

Two hands of 2 cards are then given to the ‘house’ and ‘gambler’. The value for every hand is the sum of the two cards, however the first digit is ignored. e.g., a hand of 5 and six has a total of 1 (five plus 6 equals eleven; ignore the first ‘one’).

A additional card might be given out depending on the rules below:

- If the player or house has a total of eight or nine, both players stay.

- If the gambler has five or less, he takes a card. Players stands otherwise.

- If the player stands, the house hits on a value less than 5. If the player takes a card, a chart is used to decide if the banker holds or hits.

Punto Banco Odds

The bigger of the two hands wins. Winning wagers on the banker pay out 19:20 (even money minus a five percent rake. The Rake is tracked and paid off when you depart the table so be sure to still have funds around just before you head out). Winning bets on the gambler pays out at 1 to 1. Winning wagers for a tie typically pay eight to one but occasionally 9:1. (This is a bad bet as a tie occurs less than one in every ten hands. Be cautious of wagering on a tie. Although odds are substantially better for nine to one vs. 8:1)

Wagered on correctly baccarat banque gives pretty good odds, apart from the tie wager of course.

Baccarat Scheme

As with all games baccarat chemin de fer has some common false impressions. One of which is similar to a false impression in roulette. The past is not a harbinger of future actions. Recording previous results at a table is a poor use of paper and an insult to the tree that surrendered its life for our paper needs.

The most established and probably the most favorable course of action is the 1-3-2-6 plan. This method is used to build up winnings and minimizing losses.

Start by betting 1 chip. If you succeed, add another to the two on the table for a sum total of three chips on the second bet. If you win you will retain 6 on the game table, take away four so you keep two on the 3rd bet. If you win the third round, deposit 2 on the 4 on the game table for a grand total of 6 on the fourth round.

If you do not win on the 1st wager, you take a hit of one. A profit on the first bet followed by a hit on the second brings about a loss of two. Success on the 1st 2 with a hit on the 3rd gives you with a gain of two. And wins on the initial three with a defeat on the fourth means you break even. Winning at all four bets gives you with 12, a gain of 10. This means you are able to lose the second bet 5 instances for every successful streak of 4 bets and in the end, balance the books.

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